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FX Transparency Tool

How Much Are You
Losing on FX Margins?

Banks often apply 1–3% spreads on exchange rates when processing international payments. Use the tools below to estimate the impact on your business or analyse the margin applied on your last inward remittance.

bank-level

Bank-Level Encryption

iso

RBI Compliant

Savings Calculator

See how much you can save

Amount Received

USD

Traditional Bank Amount ₹937,731

Xchangepe Amount* ₹956,966

You save₹19,2362.05% more with Xchangepe

*Rates are indicative. Actual rates may vary.

FX Transparency Tool

How Much Are You
Losing on FX Margins?

Banks often apply 1–3% spreads on exchange rates when processing international payments. Use the tools below to estimate the impact on your business or analyse the margin applied on your last inward remittance.

bank-level

Bank-Level Encryption

iso

ISO 27001 Certified

Savings Calculator

Compare rates instantly

Amount Received

USD

Traditional Bank Amount ₹937,731

Xchangepe Amount* ₹956,966

You save₹19,2362.05% more with Xchangepe

*Rates are indicative. Actual rates may vary.

Institutional Calculator

USD

USD/INR MID MARKET RATE: 96.1775

See how much you save on FX with local collection accounts.

USD

USD

EUR

EUR

GBP

GBP

AUD

AUD

CAD

CAD

Monthly Impact₹9,617,750

Annual Impact₹115,413,000

Bank Margin Analysis

₹9,617,750.00-2.0% Margin

$500k

$250k

$100k

$50k

15 Jul 06:15₹471,269,750.00

96.1775

Mid-Market Rate96.1775

Applied Bank Rate94.2539

Business Impact Insight

By optimizing your FX margins to institutional levels (%), you could hire 2 additional analysts with the recovered capital.

Institutional Calculator

USD

USD/INR MID: 96.1775

See how much you save on FX with local collection accounts.

USD

USD

EUR

EUR

GBP

GBP

AUD

AUD

AED

AED

CAD

CAD

DKK

DKK

SEK

SEK

HUF

HUF

CHF

CHF

Monthly Impact₹9,617,750

Annual Impact₹115,413,000

Bank Margin Analysis

₹9,617,750.00-2.0% Margin

$500k

$250k

$100k

$50k

15 Jul 06:15₹471,269,750.00

+2.0%

Mid-Market Rate96.1775

Applied Bank Rate94.2539

Business Impact Insight

By optimizing your FX margins to institutional levels (%), you could hire 2 additional analysts with the recovered capital.

Shareable FX Report

Executive Forex Realisation Assessment

BANK FX MARGIN2.00%

TRANSACTION COST₹9,617,750

ANNUAL IMPACT₹115,413,000

FX Rate Today

USD/INR: INR 96.1775

Global Reach

15 July 2026

Users

233,187,519

Top Countries

USD

United States • 96.18

Users

57,715,812

EUR

France • 110.03

Users

38,481,670

GBP

United Kingdom • 129.04

Users

28,865,763

AUD

Australia • 67.17

Users

23,089,099

CAD

Canada • 68.39

Users

19,242,096

Shareable FX Report

Executive Forex Realisation Assessment

BANK FX MARGIN2.00%

TRANSACTION COST₹9,617,750

ANNUAL IMPACT₹115,413,000

FX Rate Today

USD/INR: INR 96.1775

Global Reach

15 July 2026

Users

233,187,519

Top Countries

USD

United States • 96.18

Users

57,715,812

EUR

France • 110.03

Users

38,481,670

GBP

United Kingdom • 129.04

Users

28,865,763

AUD

Australia • 67.17

Users

23,089,099

CAD

Canada • 68.39

Users

19,242,096

Design Vector

Industry Benchmark

Typical FX Margin Ranges

Payment MethodTypical Spread

Bank Inward Remittance~2% – 3%

Transparent FX Infrastructure~0.15% – 1%

Note: Actual spreads vary depending on transaction size and currency pair.

Design Vector

Industry Benchmark

Typical FX Margin Ranges

Bank Inward Remittance

Typical Spread~2% – 3%

Transparent FX Infrastructure

Typical Spread~0.15% – 1%

Note: Actual spreads vary depending on transaction size and currency pair.

Trust & Security

Powered by AD-1 authorised banking partners

Funds held with regulated banking institutions

Industry-standard encryption

Structured KYC and monitoring

Trust & Security

Powered by AD-1 authorised banking partners

Funds held with regulated banking institutions

Industry-standard encryption

Structured KYC and monitoring

Improve Realisation on

Your International Payments

Stop accepting default bank rates. Switch to institutional-grade FX infrastructure today.

Improve Realisation on

Your International Payments

Stop accepting default bank rates. Switch to institutional-grade FX infrastructure today.