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FX Transparency Tool

How Much Are You
Losing on FX Margins?

Banks often apply 1–3% spreads on exchange rates when processing international payments. Use the tools below to estimate the impact on your business or analyse the margin applied on your last inward remittance.

bank-level

Bank-Level Encryption

iso

RBI Compliant

Savings Calculator

See how much you can save

Amount Received

USD

Traditional Bank Amount ₹918,864

Xchangepe Amount* ₹937,713

You save₹18,8492.05% more with Xchangepe

*Rates are indicative. Actual rates may vary.

FX Transparency Tool

How Much Are You
Losing on FX Margins?

Banks often apply 1–3% spreads on exchange rates when processing international payments. Use the tools below to estimate the impact on your business or analyse the margin applied on your last inward remittance.

bank-level

Bank-Level Encryption

iso

ISO 27001 Certified

Savings Calculator

Compare rates instantly

Amount Received

USD

Traditional Bank Amount ₹918,864

Xchangepe Amount* ₹937,713

You save₹18,8492.05% more with Xchangepe

*Rates are indicative. Actual rates may vary.

Institutional Calculator

USD

USD/INR MID MARKET RATE: 94.2425

See how much you save on FX with local collection accounts.

USD

USD

EUR

EUR

GBP

GBP

AUD

AUD

CAD

CAD

Monthly Impact₹18,849

Annual Impact₹226,182

Bank Margin Analysis

₹18,848.50-2.0% Margin

$1k

$500

$200

$100

13 Nov 09:56₹923,576.50

94.2425

Mid-Market Rate94.2425

Applied Bank Rate92.3577

Business Impact Insight

By optimizing your FX margins to institutional levels (%), you could hire 2 additional analysts with the recovered capital.

Institutional Calculator

USD

USD/INR MID: 94.2425

See how much you save on FX with local collection accounts.

USD

USD

EUR

EUR

GBP

GBP

AUD

AUD

AED

AED

CAD

CAD

DKK

DKK

SEK

SEK

HUF

HUF

CHF

CHF

Monthly Impact₹18,849

Annual Impact₹226,182

Bank Margin Analysis

₹18,848.50-2.0% Margin

$1k

$500

$200

$100

13 Nov 09:56₹923,576.50

+2.0%

Mid-Market Rate94.2425

Applied Bank Rate92.3577

Business Impact Insight

By optimizing your FX margins to institutional levels (%), you could hire 2 additional analysts with the recovered capital.

Shareable FX Report

Executive Forex Realisation Assessment

BANK FX MARGIN2.00%

TRANSACTION COST₹18,849

ANNUAL IMPACT₹226,182

FX Rate Today

USD/INR: INR 94.2425

Global Reach

13 November 2026

Users

521,850

Top Countries

USD

United States • 94.24

Users

122,209

EUR

France • 104.21

Users

85,482

GBP

United Kingdom • 124.72

Users

68,671

AUD

Australia • 64.03

Users

51,444

CAD

Canada • 66.06

Users

44,099

Shareable FX Report

Executive Forex Realisation Assessment

BANK FX MARGIN2.00%

TRANSACTION COST₹18,849

ANNUAL IMPACT₹226,182

FX Rate Today

USD/INR: INR 94.2425

Global Reach

13 November 2026

Users

521,850

Top Countries

USD

United States • 94.24

Users

122,209

EUR

France • 104.21

Users

85,482

GBP

United Kingdom • 124.72

Users

68,671

AUD

Australia • 64.03

Users

51,444

CAD

Canada • 66.06

Users

44,099

Design Vector

Industry Benchmark

Typical FX Margin Ranges

Payment MethodTypical Spread

Bank Inward Remittance~2% – 3%

Transparent FX Infrastructure~0.15% – 1%

Note: Actual spreads vary depending on transaction size and currency pair.

Design Vector

Industry Benchmark

Typical FX Margin Ranges

Bank Inward Remittance

Typical Spread~2% – 3%

Transparent FX Infrastructure

Typical Spread~0.15% – 1%

Note: Actual spreads vary depending on transaction size and currency pair.

Trust & Security

Powered by AD-1 authorised banking partners

Funds held with regulated banking institutions

Industry-standard encryption

Structured KYC and monitoring

Trust & Security

Powered by AD-1 authorised banking partners

Funds held with regulated banking institutions

Industry-standard encryption

Structured KYC and monitoring

Improve Realisation on

Your International Payments

Stop accepting default bank rates. Switch to institutional-grade FX infrastructure today.

Improve Realisation on

Your International Payments

Stop accepting default bank rates. Switch to institutional-grade FX infrastructure today.