Savings Calculator

Resources

FX Transparency Tool

How Much Are You
Losing on FX Margins?

Banks often apply 1–3% spreads on exchange rates when processing international payments. Use the tools below to estimate the impact on your business or analyse the margin applied on your last inward remittance.

bank-level

Bank-Level Encryption

iso

RBI Compliant

Savings Calculator

See how much you can save

Amount Received

USD

Traditional Bank Amount ₹921,689

XchangePe Amount* ₹940,596

You save₹18,9062.05% more with XchangePe

*Rates are indicative. Actual rates may vary.

FX Transparency Tool

How Much Are You
Losing on FX Margins?

Banks often apply 1–3% spreads on exchange rates when processing international payments. Use the tools below to estimate the impact on your business or analyse the margin applied on your last inward remittance.

bank-level

Bank-Level Encryption

iso

ISO 27001 Certified

Savings Calculator

Compare rates instantly

Amount Received

USD

Traditional Bank Amount ₹921,689

XchangePe Amount* ₹940,596

You save₹18,9062.05% more with XchangePe

*Rates are indicative. Actual rates may vary.

Institutional Calculator

USD

USD/INR MID MARKET RATE: 94.53224

See how much you save on FX with local collection accounts.

USD

USD

EUR

EUR

GBP

GBP

AUD

AUD

CAD

CAD

Monthly Impact₹9,453,224

Annual Impact₹113,438,688

Bank Margin Analysis

₹9,453,224.00-2.0% Margin

$500k

$250k

$100k

$50k

16 Jun 12:24₹463,207,976.00

94.5322

Mid-Market Rate94.5322

Applied Bank Rate92.6416

Business Impact Insight

By optimizing your FX margins to institutional levels (%), you could hire 2 additional analysts with the recovered capital.

Institutional Calculator

USD

USD/INR MID: 94.53224

See how much you save on FX with local collection accounts.

USD

USD

EUR

EUR

GBP

GBP

AUD

AUD

AED

AED

CAD

CAD

DKK

DKK

SEK

SEK

HUF

HUF

CHF

CHF

Monthly Impact₹9,453,224

Annual Impact₹113,438,688

Bank Margin Analysis

₹9,453,224.00-2.0% Margin

$500k

$250k

$100k

$50k

16 Jun 12:24₹463,207,976.00

+2.0%

Mid-Market Rate94.5322

Applied Bank Rate92.6416

Business Impact Insight

By optimizing your FX margins to institutional levels (%), you could hire 2 additional analysts with the recovered capital.

Shareable FX Report

Executive Forex Realisation Assessment

BANK FX MARGIN2.00%

TRANSACTION COST₹9,453,224

ANNUAL IMPACT₹113,438,688

FX Rate Today

USD/INR: INR 94.5322

Global Reach

16 June 2026

Users

229,199,167

Top Countries

USD

United States • 94.53

Users

56,728,559

EUR

France • 109.60

Users

37,823,566

GBP

United Kingdom • 126.78

Users

28,371,991

AUD

Australia • 66.79

Users

22,694,237

CAD

Canada • 67.45

Users

18,912,947

Shareable FX Report

Executive Forex Realisation Assessment

BANK FX MARGIN2.00%

TRANSACTION COST₹9,453,224

ANNUAL IMPACT₹113,438,688

FX Rate Today

USD/INR: INR 94.5322

Global Reach

16 June 2026

Users

229,199,167

Top Countries

USD

United States • 94.53

Users

56,728,559

EUR

France • 109.60

Users

37,823,566

GBP

United Kingdom • 126.78

Users

28,371,991

AUD

Australia • 66.79

Users

22,694,237

CAD

Canada • 67.45

Users

18,912,947

Design Vector

Industry Benchmark

Typical FX Margin Ranges

Payment MethodTypical Spread

Bank Inward Remittance~2% – 3%

Transparent FX Infrastructure~0.15% – 1%

Note: Actual spreads vary depending on transaction size and currency pair.

Design Vector

Industry Benchmark

Typical FX Margin Ranges

Bank Inward Remittance

Typical Spread~2% – 3%

Transparent FX Infrastructure

Typical Spread~0.15% – 1%

Note: Actual spreads vary depending on transaction size and currency pair.

Trust & Security.

Powered by AD-1 authorised banking partners

Funds held with regulated banking institutions

Industry-standard encryption

Structured KYC and monitoring

Trust & Security.

Powered by AD-1 authorised banking partners

Funds held with regulated banking institutions

Industry-standard encryption

Structured KYC and monitoring

Improve Realisation on

Your International Payments

Stop accepting default bank rates. Switch to institutional-grade FX infrastructure today.

Improve Realisation on

Your International Payments

Stop accepting default bank rates. Switch to institutional-grade FX infrastructure today.