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FX Transparency Tool

How Much Are You
Losing on FX Margins?

Banks often apply 1–3% spreads on exchange rates when processing international payments. Use the tools below to estimate the impact on your business or analyse the margin applied on your last inward remittance.

bank-level

Bank-Level Encryption

iso

RBI Compliant

Savings Calculator

See how much you can save

Amount Received

USD

Traditional Bank Amount ₹929,029

Xchangepe Amount* ₹948,086

You save₹19,0572.05% more with Xchangepe

*Rates are indicative. Actual rates may vary.

FX Transparency Tool

How Much Are You
Losing on FX Margins?

Banks often apply 1–3% spreads on exchange rates when processing international payments. Use the tools below to estimate the impact on your business or analyse the margin applied on your last inward remittance.

bank-level

Bank-Level Encryption

iso

ISO 27001 Certified

Savings Calculator

Compare rates instantly

Amount Received

USD

Traditional Bank Amount ₹929,029

Xchangepe Amount* ₹948,086

You save₹19,0572.05% more with Xchangepe

*Rates are indicative. Actual rates may vary.

Institutional Calculator

USD

USD/INR MID MARKET RATE: 95.285

See how much you save on FX with local collection accounts.

USD

USD

EUR

EUR

GBP

GBP

AUD

AUD

CAD

CAD

Monthly Impact₹19,057

Annual Impact₹228,684

Bank Margin Analysis

₹19,057.00-2.0% Margin

$1k

$500

$200

$100

29 Oct 05:00₹933,793.00

95.2850

Mid-Market Rate95.2850

Applied Bank Rate93.3793

Business Impact Insight

By optimizing your FX margins to institutional levels (%), you could hire 2 additional analysts with the recovered capital.

Institutional Calculator

USD

USD/INR MID: 95.285

See how much you save on FX with local collection accounts.

USD

USD

EUR

EUR

GBP

GBP

AUD

AUD

AED

AED

CAD

CAD

DKK

DKK

SEK

SEK

HUF

HUF

CHF

CHF

Monthly Impact₹19,057

Annual Impact₹228,684

Bank Margin Analysis

₹19,057.00-2.0% Margin

$1k

$500

$200

$100

29 Oct 05:00₹933,793.00

+2.0%

Mid-Market Rate95.2850

Applied Bank Rate93.3793

Business Impact Insight

By optimizing your FX margins to institutional levels (%), you could hire 2 additional analysts with the recovered capital.

Shareable FX Report

Executive Forex Realisation Assessment

BANK FX MARGIN2.00%

TRANSACTION COST₹19,057

ANNUAL IMPACT₹228,684

FX Rate Today

USD/INR: INR 95.285

Global Reach

29 October 2026

Users

268,239

Top Countries

USD

United States • 95.29

Users

59,215

EUR

France • 106.18

Users

43,615

GBP

United Kingdom • 126.92

Users

37,319

AUD

Australia • 67.17

Users

26,499

CAD

Canada • 68.09

Users

23,263

Shareable FX Report

Executive Forex Realisation Assessment

BANK FX MARGIN2.00%

TRANSACTION COST₹19,057

ANNUAL IMPACT₹228,684

FX Rate Today

USD/INR: INR 95.285

Global Reach

29 October 2026

Users

268,239

Top Countries

USD

United States • 95.29

Users

59,215

EUR

France • 106.18

Users

43,615

GBP

United Kingdom • 126.92

Users

37,319

AUD

Australia • 67.17

Users

26,499

CAD

Canada • 68.09

Users

23,263

Design Vector

Industry Benchmark

Typical FX Margin Ranges

Payment MethodTypical Spread

Bank Inward Remittance~2% – 3%

Transparent FX Infrastructure~0.15% – 1%

Note: Actual spreads vary depending on transaction size and currency pair.

Design Vector

Industry Benchmark

Typical FX Margin Ranges

Bank Inward Remittance

Typical Spread~2% – 3%

Transparent FX Infrastructure

Typical Spread~0.15% – 1%

Note: Actual spreads vary depending on transaction size and currency pair.

Trust & Security

Powered by AD-1 authorised banking partners

Funds held with regulated banking institutions

Industry-standard encryption

Structured KYC and monitoring

Trust & Security

Powered by AD-1 authorised banking partners

Funds held with regulated banking institutions

Industry-standard encryption

Structured KYC and monitoring

Improve Realisation on

Your International Payments

Stop accepting default bank rates. Switch to institutional-grade FX infrastructure today.

Improve Realisation on

Your International Payments

Stop accepting default bank rates. Switch to institutional-grade FX infrastructure today.