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FX Transparency Tool

How Much Are You
Losing on FX Margins?

Banks often apply 1–3% spreads on exchange rates when processing international payments. Use the tools below to estimate the impact on your business or analyse the margin applied on your last inward remittance.

bank-level

Bank-Level Encryption

iso

RBI Compliant

Savings Calculator

See how much you can save

Amount Received

USD

Traditional Bank Amount ₹928,073

Xchangepe Amount* ₹947,110

You save₹19,0372.05% more with Xchangepe

*Rates are indicative. Actual rates may vary.

FX Transparency Tool

How Much Are You
Losing on FX Margins?

Banks often apply 1–3% spreads on exchange rates when processing international payments. Use the tools below to estimate the impact on your business or analyse the margin applied on your last inward remittance.

bank-level

Bank-Level Encryption

iso

ISO 27001 Certified

Savings Calculator

Compare rates instantly

Amount Received

USD

Traditional Bank Amount ₹928,073

Xchangepe Amount* ₹947,110

You save₹19,0372.05% more with Xchangepe

*Rates are indicative. Actual rates may vary.

Institutional Calculator

USD

USD/INR MID MARKET RATE: 95.18697

See how much you save on FX with local collection accounts.

USD

USD

EUR

EUR

GBP

GBP

AUD

AUD

CAD

CAD

Monthly Impact₹19,037

Annual Impact₹228,449

Bank Margin Analysis

₹19,037.39-2.0% Margin

$1k

$500

$200

$100

07 Aug 11:26₹932,832.31

95.1870

Mid-Market Rate95.1870

Applied Bank Rate93.2832

Business Impact Insight

By optimizing your FX margins to institutional levels (%), you could hire 2 additional analysts with the recovered capital.

Institutional Calculator

USD

USD/INR MID: 95.18697

See how much you save on FX with local collection accounts.

USD

USD

EUR

EUR

GBP

GBP

AUD

AUD

AED

AED

CAD

CAD

DKK

DKK

SEK

SEK

HUF

HUF

CHF

CHF

Monthly Impact₹19,037

Annual Impact₹228,449

Bank Margin Analysis

₹19,037.39-2.0% Margin

$1k

$500

$200

$100

07 Aug 11:26₹932,832.31

+2.0%

Mid-Market Rate95.1870

Applied Bank Rate93.2832

Business Impact Insight

By optimizing your FX margins to institutional levels (%), you could hire 2 additional analysts with the recovered capital.

Shareable FX Report

Executive Forex Realisation Assessment

BANK FX MARGIN2.00%

TRANSACTION COST₹19,037

ANNUAL IMPACT₹228,449

FX Rate Today

USD/INR: INR 95.187

Global Reach

07 August 2026

Users

528,369

Top Countries

USD

United States • 95.19

Users

123,439

EUR

France • 109.73

Users

86,820

GBP

United Kingdom • 127.94

Users

69,528

AUD

Australia • 66.98

Users

52,189

CAD

Canada • 67.89

Users

44,671

Shareable FX Report

Executive Forex Realisation Assessment

BANK FX MARGIN2.00%

TRANSACTION COST₹19,037

ANNUAL IMPACT₹228,449

FX Rate Today

USD/INR: INR 95.187

Global Reach

07 August 2026

Users

528,369

Top Countries

USD

United States • 95.19

Users

123,439

EUR

France • 109.73

Users

86,820

GBP

United Kingdom • 127.94

Users

69,528

AUD

Australia • 66.98

Users

52,189

CAD

Canada • 67.89

Users

44,671

Design Vector

Industry Benchmark

Typical FX Margin Ranges

Payment MethodTypical Spread

Bank Inward Remittance~2% – 3%

Transparent FX Infrastructure~0.15% – 1%

Note: Actual spreads vary depending on transaction size and currency pair.

Design Vector

Industry Benchmark

Typical FX Margin Ranges

Bank Inward Remittance

Typical Spread~2% – 3%

Transparent FX Infrastructure

Typical Spread~0.15% – 1%

Note: Actual spreads vary depending on transaction size and currency pair.

Trust & Security

Powered by AD-1 authorised banking partners

Funds held with regulated banking institutions

Industry-standard encryption

Structured KYC and monitoring

Trust & Security

Powered by AD-1 authorised banking partners

Funds held with regulated banking institutions

Industry-standard encryption

Structured KYC and monitoring

Improve Realisation on

Your International Payments

Stop accepting default bank rates. Switch to institutional-grade FX infrastructure today.

Improve Realisation on

Your International Payments

Stop accepting default bank rates. Switch to institutional-grade FX infrastructure today.