Secure Secure International Payments
International transfers require secure, compliant infrastructure

Xchangepe runs on regulated banking infrastructure with modern security standards. All payments move directly through licensed financial institutions.

Global Network
Transfer
Transfer Money
Bank Transfers
USA
India
USD30 Aug 2025INR

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₹ 4,41,548
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Russia
India
USA

Platform
Security
at a Glance

Powered by AD-1

Powered by AD-1 authorised banks

Customer Funds

Customer funds held only with regulated financial institutions

Encryption

Industry-standard encryption for secure data transmission

KYC

Structured KYC onboarding and monitoring

Support

Dedicated operational support

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Banking
Infrastructure

All international payments processed through Xchange.pe move through RBI authorised AD-1 banking partners and regulated financial infrastructure.

Foreign exchange processing
Cross-border settlement
Regulatory Reporting
Fund Security

Customer funds are never held by Xchange.pe. All transactions settle through Tier-1 regulated banking partners, ensuring

Funds remain within the regulated banking ecosystem

Settlements occur through licensed financial institutions

Operational risk is minimized

Bank & Partners
HDFC BankCurrencycloudDBS

Payment Architecture

All transactions move through regulated financial rails designed for secure and compliant cross-border payments.

Payment Architecture Route
Data Security
& Encryption

Sensitive financial and customer data is protected using modern encryption protocols.

Encrypted Data
Encrypted data transmission
Secure API
Secure API communication with banking partners
Restricted Access
Restricted system access controls
Continuous Monitoring
Continuous monitoring of system activity
KYC & Customer
Verification
Business identity verification
Document validation
Beneficial ownership checks
Compliance screening

Transaction Monitoring

Cross-border payments require ongoing monitoring and oversight.

Transaction visibility

Transaction visibility for finance teams

Monitoring of payment activity

Monitoring of payment activity

Structured reporting

Structured reporting for reconciliation and documentation

Operational
Transparency

Real-time payment status tracking

Clear FX conversion visibility before settlement

Transaction history and reporting dashboards

Reconciliation support for finance teams

OperationalTransparency Metrics

To help businesses maintain clarity over payment operations, the platform provides measurable visibility including

OperationalSupport

International payments may involve operational steps such as reconciliation and documentation.

1

Onboarding Guidance

2

Payment Tracking

3

Documentation Support

4

Issue Resolution

Trusted Infrastructure for
international payments?